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  • Responsible for reviewing, analyzing, approving and underwriting large, unusual or complex individual consumer requests and products within company and industry guidelines.
  • Depending on complexity of underwriting, functions may include reviewing financial statements, credit reports, and applicable ratios (i.e. Debt ratios, loan-to-value)
  • Evaluating.
  • Examining transactions to ensure accuracy and completeness.
  • Preparing formal reports for review; ensuring that documents are consistent and uphold to company and industry guidelines.
  • Implementing fraud detection techniques, performing compliance reviews.
  • Assisting with re-negotiations of loans based on lending guidelines.
  • Contacting customers and partners to gather information to make appropriate decisions.
  • Explain rationale behind credit decision.
  • May provide work direction and/or training to lower level team members and provide performance feedback to supervisor/manager.
Education/Work Experience
High school diploma. College education helpful.
Must have DE/CHUMS ID
4+ years experience underwriting home mortgage loans. 
2+ years experience underwriting FHA loans. 
Strong communication and organizational skills. 
Must be able to work in a production environment.
Maintain pipeline according to company policies and deadlines.
Federal and State mortgage banking regulations.
AUS interpretations.
Analyze tax returns, other income documentation, credit reports, and appraisals for compliance and risk analysis.
Ability to clear to close a minimum of 3 files per day.
Mathematical and analytical sills.
Knowledge of Automated Underwriting systems and Computer Programs related to mortgage banking and FHA, Conventional and some Non-Conforming underwriting guidelines.

Salary Range - Extremely Competitive plus production bonuses.
Company Benefits.

To apply, simply attach a current resume to your email and send it to HR@bondstreetloans.com.   Please indicate the position you are applying for.

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Bond Street Mortgage LLC NMLS #140489
115 West Century Road Suite 115, Paramus, NJ  07652
Office:  (201) 490-4232
Toll Free:  (888) 588-5522
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